• Minimum to open: $1,500
• No monthly Service Fee if balance is $1,500 or more
• Monthly interest - Current Rates
• Itemized monthly statement with imaged items
• Unlimited transactions
• SHAZAMchek® Card
• Telebank
• Internet Banking
• Online Bill Pay available**
   

* Some restrictions apply. Contact a Customer Service Representative.
** Fee based on plan selected.


MONEY MARKET ACCOUNT

• Minimum to open: $2,500
• No monthly Service Fee if balance is $2,500 or more
• Monthly interest - Current Rates
• Itemized monthly statement with imaged items
• Limited transactions**
• SHAZAMchek® Card
• Telebank
• Internet Banking
• Online Bill Pay available**

* Some restrictions apply. Contact a Customer Service Representative.
**Allowed transactions include as many as six (6) transactions from savings account per month or statement cycle in any combination of debits - preauthorized or automatic transfers, telephonic transfers, or transfers by check, draft, debit card or similar order payable to third parties.
*** Fee based on plan selected.
 

SAVINGS ACCOUNT

• Minimum to open: $200
• No Quarterly Service Fee if balance is $200 or more
• Service Fee: $7.50
• Quarterly interest - Current Rates
• Quarterly statement
• Limited transactions*
• Telebank
• Internet Banking

*Allowed transactions include as many as six (6) transactions from savings account per month or statement cycle in any combination of debits - preauthorized or automatic transfers, telephonic transfers, or transfers by check, draft, debit card or similar order payable to third parties.
 

CHRISTMAS CLUB ACCOUNT

• Minimum to open: $10.00
• No Service Fee
• Limited Transactions*
• Annual interest - Current Rates

*If any withdrawal is made from this account before October 31st then the account must be closed and no interest will be paid. Interest is compounded and credited annually to your account on October 31st prior to checks being printed. Christmas Club checks will be mailed before November 15th each year.
 

CERTIFICATES OF DEPOSIT

A Certificate of Deposit is a safe, flexible account. Your return will be your original deposit, plus the interest you earn. The interest paid to you depends on the interest rate and the length of time you agree to leave your money on deposit.

• $1,000 minimum deposit to open account
• Maturity terms available from 1 month to 3 years
• Fixed interest rate on daily balance until maturity
• You choose how you want to receive your interest payments. Interest may accumulate in the CD, we can automatically deposit it to a Gladewater National Bank checking, savings or money market account, or we can mail you a check.
• Additional deposits are not allowed until maturity.
• Automatically renewable for existing term
• Maturity notices are mailed prior to maturity date.
• Early withdrawal penalties apply
• Current Rates
   

There is no better way to save for your future than a long-term investment, like an Individual Retirement Account (IRA). Don’t put it off another day.

• $1000 minimum deposit to open account
• Maturity term 12 months
• Interest earned will be credited to the balance quarterly
• Additional deposits are allowed during the term
• Automatically renewable
• Early withdrawal penalties apply
• Current Rates

Customers should consult a tax advisor concerning deductibility of deposits.

 

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