Super Now Account | Money Market Account | Savings Account | Christmas Club
Certificates of Deposit | IRA Certificates of Deposit

DEPOSIT ACCOUNTS Super Now Account RATE APY*    $0.01 - $9,999.99 0.35% 0.35%    $10,000.00 - $49,999.99 0.35% 0.35%    $50,000.00 and above 0.35% 0.35% Money Market Account        $0.01 - $9,999.99 0.35% 0.35%    $10,000.00 - $49,999.99 0.60% 0.60%    $50,000.00 and above 0.80% 0.80% Savings Accounts        $0.01 - $999.99 0.35% 0.35%    $1,000 and above 0.35% 0.35% Christmas Club        $0.01 and above 0.75% 0.75% CERTIFICATES OF DEPOSIT   RATE APY* 91 Day .60% .60% 6 Month 1.00% 1.00% 12 Month 1.25% 1.26% 18 Month 1.50% 1.51% 24 Month 1.75% 1.76% 30 Month 2.00% 2.02% 36 Month 2.00% 2.02% IRA CERTIFICATES OF DEPOSIT   RATE APY* 12 Month 1.25% 1.26%

* APY is Annual Percentage Yield

The interest rates and Annual Percentage Yields in this Product Information Sheet are subject to change without notice. Fees may reduce earnings. For additional information regarding applicable fees and terms, contact at customer service representative.

Service Fees

NONSUFFICIENT FUNDS (NSF)

NSF item (each)

25.00

SHAZAMchek CARD

Card replacement

10.00

ACCOUNT MANAGEMENT

Account history printout Account research Account balancing Auto transfer for NSF Funds transfer (Staff assisted) Telephone inquiry (three free per month) 24 hour Telebank inquiry Internet banking Statement reprint Research copy (per item) Stop payment Deposited item returned unpaid Account closed within 90 days of opening Reactivation of account due to charge off

1.50 25.00 per hour (10.00 minimum) 20.00 per hour (5.00 minimum) 1.00 2.00 1.00 free free 2.00 2.00 25.00 3.00 25.00 20.00

CHECK FEES

Printed checks Temporary checks (each, minimum $1.00) Travelers checks (per $100) Travelers checks for 2 (per $100) Cashiers Checks Non customer check cashing (minimum $15.00)

depends on style selected .20 1.00 1.50 3.00 2%

MISCELLANEOUS

Wire Transfer Incoming Wire Transfer Outgoing Collection items Night Deposit zipper bag Night deposit locking bag Extra key replacement Fax service customer (per page) Fax service non customer (per page) Photocopies (per page) ACH government reclamations Responding to legal process

5.00 20.00 10.00 3.00 10.00 2.00 5.00 first page/1.00 each additional 5.00 1.00 25.00 30.00

SAFE DEPOSIT (Customer)

3 x 5 3 x 10 5 x 10 10 x 10

20.00 30.00 40.00 50.00

 

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