What is a SHAZAMchek Card?
A debit card is nothing more than a plastic, encoded card that you can
use to make purchases or get money from an ATM, with the funds being
automatically deducted from your Gladewater National Bank checking
account. This is not a credit card (Even though merchants are to treat
it as a credit card transaction at their cash register).
SHAZAMchek is the “brand” of debit card offered by Gladewater National
Bank, since our ATM transactions are all processed through the SHAZAM
regional network. The cards also carry the MasterCard logo so that you
can use it any place around the world that accepts MasterCard credit
cards.
Why do I need one?
Have you ever been out of town and tried to write a check? What a
hassle! With SHAZAMchek, all a merchant has to do is “Swipe” your card
through their cash register or credit card terminal and within seconds
you are on your way with your purchases. No more having to fumble with
identification or having to recite your correct address and phone
number. Use your SHAZAMchek card at millions of merchants around the
world that accept MasterCard.
Do I also need an ATM card?
Your SHAZAMchek card doubles as an ATM (automated teller machine) card,
enabling your to draw cash or make transfers between your checking and
savings accounts from any one of thousands of ATM’s around the world.
There’s no need for a separate card for ATM transactions.
What does it cost?
The card is FREE. There is no fee to have a SHAZAMchek card, or for any
purchase transaction where you enter your PIN or sign the sales slip
just as you would with a credit card purchase. There may be a fee to use
an ATM other than our own. Every ATM is required to tell you what the
fee will be prior to you completing the transaction.
There is a fee to replace a lost, stolen, mutilated or otherwise
unreadable card. A customer service representative will inform you of
this charge when you apply for a card.
How can I reconcile my checkbook without cancelled checks?
Each SHAZAMchek transaction you make will be listed on your statement
with a brief location description. Check off these transactions, just as
you do your canceled checks.
How do I apply for a SHAZAMchek Card?
The link below will allow you to print an application that can be mailed
or brought to any of our locations. If you would prefer, a customer
service representative can provide you with an application and answer
any additional questions you may have.
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